Cash Loans Online
Looking to apply for cash loans online? Paydayloan.joburg offers the best online cash loans, rates and terms in South Africa. We offer a fast decision, online cash loans up to R10 000 and cash sent to your bank same day. We’ve provided over 1 million online cash loans and 92% of customers recommend us.
Representative Example: Borrowing R1 000 over 3 months at 5% pm (fixed), you would have 3 equal repayments of R480.84. You will repay R1 442.52 in total.
Apply for an Online Cash loan NOW!
How do I apply for online cash loans of up to R10 000?
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You need to click on "Apply for an Online Cash Loan NOW". You will be taken to our pre-vetting website page.
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You need to click on the consent box, input your South African ID number and click "Apply Now!".
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Should the pre-vetting be successful you will be taken to the next page where you will start inputting details into the online application form; identification, contact, employment, banking and income details.
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You will be taken to web page which requires you to upload copies of your ID, proof of income, 3 month's bank statement and proof of address.
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Click "Submit" and we'll process your application form in no time!
What our customers have to say
Brian Mthembu
"Easy to to apply and you get an answer straight away. They are also very helpful if you have any questions." Midstream, January 2023
Lindiwe Mazibuko
"My loan application experience was very good since it took only an hour between when I applied and money was in my account. Thanks guys, keep it up!" Margate, October 2022
Nozipho Baloyi
"Happy with the service, fast and simple, the best in South Africa! Thank you" Emalahleni, March 2023
Caroline Pieterson
"Very easy application, I’ve used Paydayloan.joburg for short term cash loans on a few occasions. The guys try to be communicative and fast" Bellview, December 2022
How we work
Step 1: How much do you want?
Move the sliders on the homepage and decide exactly the cash you need (loan application of up to R10 000!) and after how long you’d like to repay us. We'll show the full cost of the loan you can apply for in real-time and once you're happy click the ‘Apply Now!’ button.
Step 2: Give us your details
You will need to provide us with your personal information on our online application form so that we can determine the amount you qualify for the online loan you want. This will include your ID number, employment details, most recent payslip, monthly income and expenses as well as your bank account information.
Step 3: Give us a little bit of time with the documents to verify
We will provide you with a decision on the loan decision as fast as possible, it can take up to 24hrs at the most.
Step 4: We transfer cash to your account
We will transfer the loan amount to you as quick as possible. Most of our clients receive their cash by sunset.
Fast
Your loan amount is sent to your account on the same day once approved
Convenient
Our application process is online and available 24/7. Get your decision in minutes not days.
Affordable
Repay the short term loan over 3 months or 6 months. Pay off early with no extra fees and save on interest
Trusted
NCR registered. Direct lender
since 2022. High rating on reviews
Apply for a cash loan now
Types of online cash loans in South Africa
Same day loans
The vast majority of our online loans are assessed, confirmed and paid out on the same day. In this case, the money is transferred to your account quickly and with flexible repayment options.
Payday loans
Payday loans are loans that are paid back in full with your next salary. A loan like this can cover an unexpected bill or unbudgeted expense and is akin to a salary advance.
Short term loans
These are personal loans with a duration of between a few days up to 3 months or 6 months, paid in instalments. This provides some level of flexibility especially for loans that are of a significant value.
Emergency loans
Because we know that when a financial emergency strikes it doesn't always wait for a convenient time. That's why we aim to provide you with a quick and seamless application process.
What are online cash loans?
You may know these as personal loans. If you’re looking for a personal loan or an online cash loan, it’s probably to cover something urgent or unexpected expenses. You can pay back online cash loans within a month of taking out the loan from any cash loan credit provider in South Africa. Paydayloan.joburg is a short term online cash loan financial service provider. We send cash to your bank within hours (if approved).
We understand that sometimes emergencies happen, and money is needed fast. This is why we’ve offer a quick process quickly (while still checking your eligibility)
How much can I borrow with online cash loans?
Online cash lenders typically offer only small amounts, as you have to pay it back within a month. Paydayloan.joburgoffers cash loans of up to R10 000.
Paydayloan.joburg only lends out what we know you can afford to pay back. When you apply with us, tell us how much you need. We’ll keep that in mind when you apply.
Am I eligible for online cash loans?
We offer up to 6 months to repay. To apply for cash loans online with us, you must:
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be at least 18 years old,
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have an active bank account,
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be in regular employment with a monthly gross income of at least R10 000.
During the online application process, you will need to show that you can afford the repayments on top of your existing financial commitments.
Apply now ONLINE
How to apply for cash loans online?
You can apply for an online loan, in the comfort of your own home. It takes just a few minutes and all you need to do is answer the following questions:
And that’s it. We’ll do the rest. We’ll look through everything to see if we can lend to you or not, as quick as possible.
Start online application
How quickly can I get the online loan reflecting in my bank account?
We are committed to delivering fast decisions!
Our smart technology allows you to upload all relevant documents to the application from your mobile or computer. This enables us to get you an answer quickly.
Keep your phone handy in case we need to give you a quick call. We verify over 90% of our applications within the same day.
Once you're approved, accept your loan offer and you’ll get your cash in the bank within 60 minutes of confirming your loan.
Why would my application for an online cash loan be rejected?
If your online cash loan application with Cnlqnlybna.wbohet isn’t approved, the reason is most likely that we do not believe you would be able to afford to repay the loan. We assess your income and expenses for unavoidable fixed and recurring expenditure items including other credit repayments. Should you want an exact reason, you're welcome to reach out to us at ori@cnlqnlybna.wbohet
If there’s a problem on your credit file though, we’ll let you know which agency it’s with. That way you can check it out yourself.
How long can I keep the online cash loan?
Online cash loans must typically be paid back within a month. Paydayloan.joburg gives you up to 6 months to repay your loan. But if you think that you can pay back earlier, you can save money on interest.
You won’t be charged any early repayment fees either. How good is that?
What are the advantages of online cash loans?
Fast Cash: If you have a small, unexpected expense, a loan can give you quick access to the money you need.
No Security Needed: When you apply for a cash loan online, you don't have to risk possessions such as your house, cars, and other assets.
Repay in Affordable Amounts: A R1 000 online cash loan with Paydayloan.joburg, we’ll give you up to 6 months to pay back.
What are the disadvantages of online cash loans?
Payback at Once: A loan typically requires you to pay all at back by your next payday. But with Paydayloan.joburg you get up to 6 months to pay it back.
Expensive: Interest and fees borrowed for a short term online cash loan are typically higher than secured and longer term loans.
Unsustainable: Online cash loans shouldn’t be taken out too often. If you keep needing to borrow, debt counselling maybe a better alternative.